1
Best Value Service
Credit Saint
Overall Rating

4.9

Overall
Rating
4.9

Credit Saint

  • Human credit experts you can chat with
  • Industry leading 90-day 100% money back guarantee
  • 100% free no-obligation initial consultation to review your credit report
  • Recognized by CNBC as the best in the space
  • #1 ranked company for challenging inaccurate credit data
  • BBB A accredited business (highly rated)
  • In business for over 15 years
Free Credit Consultation
(855) 475-0806Call Now
Credit SaintVisit Website
2
The Credit People
Overall Rating

4.85

Overall
Rating
4.85

The Credit People

  • Start today for just $19
  • Most clients see first results in less than 60 days
    • Get free credit reports during your complimentary initial consultation
    • 15+ years of experience in helping consumers improve credit
    • Provides online account to track results 24/7
Free Credit Consultation
(888) 721-0978Call Now
The Credit PeopleVisit Website
3
Safeport Law
Overall Rating

4.81

Overall
Rating
4.81

Safeport Law

  • Growing law practice with network of attorneys across the country
  • Over 15 years of experience with a focus on consumer advocacy
    • 90-day money back guarantee available
    • Credit specialists that provide you with actionable credit knowledge
Free Credit Consultation
(855) 201-4674Call Now
Safeport LawVisit Website
4
Credit Pros
Overall Rating

4.63

Overall
Rating
4.63

Credit Pros

  • 12+ years of dedicated service helping over 200k clients
  • Get an one-on-one action plan with a certified FICO© professional
    • Full transparency and automated full breakdown of all changes in score and reports every month
    • On-demand credit attorneys through the TCP Legal Network
Free Credit Consultation
(888) 672-0270Call Now
Credit ProsVisit Website
5
Lexington Law
Overall Rating

4.6

Overall
Rating
4.6

Lexington Law

  • Helped over 520,000 clients work to meet their credit score goals (founded in 2004)
  • Free credit score and credit report summary
    • Personalized credit score coaching and patented credit restoration technology
    • Experienced lawyers and paralegals on staff to protect consumers' credit rights
Lexington LawVisit Website
6
Sky Blue Credit
Overall Rating

4.4

Overall
Rating
4.4

Sky Blue Credit

  • Customized assistance to help with your credit scores
  • Personalized credit consultations available
    • Actionable steps and guidance for credit rebuilding and improvement
    • Has been serving consumers since 1989
Sky Blue CreditVisit Website
Our #1 Credit Help Choice for 2025

2023's Best Credit Help Services

Credit reports and scoring models can be confusing. We've reviewed and selected the top companies in the credit assistance vertical and our goal is to make credit issues more clear for you.

You'll find detailed explanations of what factors may influence your credit scores and reviews of the top companies that can help with your credit. Discover how certain financial actions can affect your credit score.

Learn how to read & interpret your credit & get an idea of how banks and other financial organizations use your credit information to make lending decisions.

Frequently Asked Questions

How does a credit builder loan product help build credit?

Payment history makes up 35% of your credit score. A credit building loan product like Credit Strong helps establish a consistent positive payment history.